To avoid "buying a pig in a poke," buyers have long demanded the
closing on a home purchase be contingent upon a satisfactory
inspection by a home inspection firm. In many parts of our country,
we're now experiencing a strong sellers'
real estate market and
sellers often receive more than one purchase offer on the same day
for their home. In this
environment, buyers are rethinking the home
inspection requirement. Is this a good idea?
Laptop Battery To Inspect or Not To Inspect
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Thinkpad Clearly, if a seller got two offers and one requires a home
inspection be done, most sellers will choose the non-inspection
offer with all other things being equal. So, a home inspection
requirement can put you at a competitive disadvantage. Still, are
you willing to risk purchasing a home that has some fundamental,
expensive problems? What if you purchase the home and subsequently
learn plumbing under the floors must replaced? What if the repair
costs $10,0000?
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Microsoft One option may be to include a provision in your purchase offer
that provides for a home inspection done for informational purposes
only. That way, settlement under your offer is not conditioned upon
the inspection. It would not provide you with the option of
amending the contract to have the seller make repairs, nor would it
provide a way for you to void the contract should serious problems
be uncovered. Should serious problems be discovered, however, the
seller is bound to know the deal will be in jeopardy. For that
reason, even an "informational" home inspection won't look as good
to her as a contract with no requirement for a home inspection.
This is specifically for purchases on business computers, so if you bought your laptop at Costco, you might not have this service.
Laptop Computers Another option you might consider in lieu of a home inspection
is a sub rosa inspection. Instead of using James Bond for spying,
you could ask a friend working in the construction or engineering
field to walk through the house with you. The goal, of course, is
to look for any glaring "red flags" that are deal killers.
There are good reasons to have a professional inspection performed on the brand new home you are buying.
Laptop Computer If your friend doesn't see anything disturbing, you can then
write a clean contract offer without contingencies. Sellers love no
contingency sales. The chances are good that you'll get the home
you want, but still have a some assurance there isn't anything
seriously wrong with the property.
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Desktop Computer There is no one right answer when it comes to deciding on home
inspections. Each buyer has to ask himself how much risk he is
willing to take. If you are the only party making an offer, demand
an inspection. If you are one of many potential buyers, well, you
are going to have determine your comfort level. Others can provide
information, but the decision is yours.
Notebooks Raynor James is with the FSBO site -
FSBOAmerica.org - homes for sale by owner.
Visit our "Sell My Home" page to sell your house or our
home
buying page to view and buy homes, houses, condos, land and
real estate.
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