Losing your purse or wallet or having it stolen is a frightening experience, but dealing with the missing credit cards doesn't have to be. All it takes is a little work now to be able to make the right decisions should it ever happen to you.
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What to do now
According to the indictment, Jones would steal various IBM and Penguin computer servers from Verisign's warehouse in Virginia and sell them to Johnson. Johnson would then sell the servers to several individuals, who would sometimes place them for sale on eBay. As a result of this scheme, the indictment alleges that Jones and Johnson caused Verisign to lose more than $120, 000 worth of computer equipment. In the indictment, Jones and Johnson are charged in three counts with causing the interstate transportation of stolen property, namely IBM 330 and 335 servers, in violation of 18 U.S.C.
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One of the best things to do to keep your credit cards safe is to scan or make copies of all of the cards that you have (front and back sides). This will allow you to have the numbers as well as the customer service numbers readily available if they are ever missing.
In order to keep your online transaction secure, MisterArt.com uses a secure server (SSL) to encrypt all of your personal information before it travels over the Internet. SSL technology is the industry standard for secure online transactions. In addition, consumer protection laws protect you against the unauthorized use of your credit card. Under federal law, if someone steals your credit card or your credit card number, your liability is limited to $50 no matter how much the thief charges to your account.
Microsoft
Also, you will want to gather the numbers of the major credit reporting agencies-Experian, Equifax, and Transunion. You will need to call these agencies to put fraud watches on your accounts and monitor any suspicious behavior.
Carrying more than one credit card only compounds your problems when your wallet or purse is stolen or lost, so just don't do it. Take retail store credit cards, for example. The only time you need to carry a retail store credit card is when you are going to that store. In fact, most retail stores now accept the major credit cards, so how many different cards do you really need The fewer cards you have, the less you have to worry about if your wallet or purse is stolen or lost.
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You might also want to only carry one credit card with you at a time so that there is minimal damage should it become lost or stolen.
MR.BEER® accepts credit cards, debit cards and check cards from Visa, MasterCard, Discover, and American Express. You can safely enter your credit card number via our secure server, which encrypts all information. When you place an order with us, we securely contact your credit card's issuing bank to authorize your purchase and to confirm that your credit card is valid and has not been reported lost or stolen. We charge your card just before your order ships
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When you realize that your credit cards are missing
Your credit card is NOT left on the server for a long period of time. Within hours your credit card information is downloaded through a secure connection to our secure corporate computers and then deleted off the web site servers. Our server hardware is housed with Qwest in a secure underground facility. To even gain entry you must pass through a security gate and show your pass and identification. Security cameras and officers monitor this area 24 hours a day, 7 days a week, 365 days a year.
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As soon as you find that your credit cards are gone, you'll want to do several things. First of all, you will want to call the credit card companies to cancel your accounts. Let them know what happened and when you first noticed that the card was gone. This can help to track any further purchases that might have been made without your permission.
Notebooks
The card companies will also help issue you a new card so that you can still have a card to use, but one that will be in your possession. Be sure to note if you have any recurring bills that are paid by your credit cards and talk to those agencies to change the credit card number that is on file.
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You will also want to file a police report to show documentation that the cards were indeed stolen and from where they were stolen.
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Then you can contact the credit reporting agencies to alert them that your cards have been stolen, but the card companies know and will be halting your accounts.
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All of these steps will help to ensure that you aren't responsible for any charges that are made after you noticed their disappearance as well as make sure that you don't have any damage done to your credit report for any fraudulent acts from other information that might have been in your purse or wallet.
Gateway
Beth Derkowitz recommends Find Credit Cards for finding a Citibank credit card application.
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