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c) if You are a company, partnership, governmental authority, public or private sector organisation, charity or club, anyone other than a registered employee of You. 5. War Risk Subject to Exclusion 6 below, an Insured Event occurring as a result of war, invasion, acts of foreign enemies, hostilities whether war is declared or not), civil war, rebellion, revolution, insurrection, military or usurped power, confiscation, nationalism or requisition or destruction or damage to property by or under the order of any government or public or legal authority. laptop battery

6. Terrorism An insured Event: a) subject to the special Terrorism Provision above, United Kingdom of England, Wales, Scotland, Northern Ireland, the Channel Islands or the Isle Man occasioned by or happening through on consequence directly or in directly of Terrorism; and b) in Northern Ireland occasioned by or happening through or in consequence directly or indirectly of i) Civil Commotion or ii) Terrorism, In any action, suit or other proceedings where the Insurer alleges that by reason of this exclusion and Insured Event is not covered by this Policy or is covered only up to a specified limit of liability), the burden of proving that such Insured Event is covered (or is covered beyond that limit of liability) will be on You. thinkpad

7. Nuclear risk Damage or destruction caused by, contributed to or arising from: a. ionising radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel; or b. the radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or component thereof. microsoft

8. Sonic boom Damage or destruction directly occasioned by pressure waves caused by aircraft or other aerial devices traveling at sonic or supersonic speeds. 9. Loss of Data Any loss of or damage to information or data contained in or stored on the Equipment (whether arising as a result of the Insured Event or otherwise). 10. Consequential loss Any consequential loss or damage arising from the Insured Event or from any cause whatsoever. Consequential loss shall include, but not be limited to, any financial loss or the cost of business interruption arising from the loss of use of the Equipment, . or the loss of information contained in or stored on the Equipment, any time and cost involved in reinstating such information and any liability to any third party for delay or non performance of any contract with the third party. Consequential loss shall also include loss of use of any item of Equipment (not itself subject to an Insured Event) due to its incompatibility with any item of Equipment repaired or replaced pursuant to this Policy. laptop computers

11. Guarantees Any amount that is recoverable upon the occurrence of an Insured Event at no expense to You under any guarantee, warranty, maintenance, rental hire or lease agreement. COMPLAINTS PROCEDURE Summit Insurance Services Limited is committed to maintaining a high standard of professional conduct in all dealing with customers. If You have a query or complaint, You should contact the Manager, CompuCover c/o Summit Insurance Services Limited, The Robbins Building, Albert Street, Rugby, CV21 2SD (or telephone 01788 563100). laptop computer

Summit Insurance Services promise to You that we will: a) Acknowledge written complaints promptly, b) Investigate quickly and thoroughly, c) Keep You informed of progress, d) Do everything possible to resolve Your complaint e) Learn from Our mistakes, f) Use information from complaints to continuously improve Our service. desktop computer

In the event you remain dissatisfied and wish to make a complaint, you can do so by contacting the following: The Claims Manager UK Underwriting Ltd 2 Gibraltar House Bowcliffe Road Leeds LS10 1HB If Your complaint is one of the few that cannot be resolved by this stage contact the Head of Customer Care who will arrange for an investigation on behalf of the Chief Executive: Head of Customer Care AXA Insurance notebooks

Civic Drive Ipswich IP1 2AN Tel: 01473 205926 Fax: 01473 205101 Email: customercare@axa-insurance.co.uk If You are still dissatisfied with the Insurer’s final decision You may refer Your case to the Financial Ombudsman Service (FOS). The FOS is an independent body that arbitrates on complaints about general insurance products. It will only consider complaints after the Insurer has provided You with written confirmation that the Insurer’s internal complaints procedure has been exhausted. lenovo

The Ombudsman can be contacted at: Insurance Division Financial Ombudsman Service South Quay Plaza 183 Marsh Wall London E14 9SR Tel: 0845 080 1800 Fax: 020 7964 1001 Referral to the FOS will not affect Your right to take legal action against the Insurer. AXA Insurance UK plc is covered by the Financial Services Compensation Scheme (FSCS). You may be entitled to compensation from the scheme, if they cannot meet their obligations. This depends on the type of business and the circumstances of the claim. Most insurance contracts are covered for 100% of the first £2, 000 and 90% of the remainder of the claim. You can get more information about compensation scheme arrangements from the FSCS. hard drive

Data Protection Act Details of You and Your insurance cover will be held by the Insurer and Summit Insurance Services Limited in their computer records for underwriting, processing, claims handling and fraud prevention, subject to the provisions of the Data Protection Act 1998. The Insurer may send it in confidence for processing to other companies in the AXA Group (or companies acting on the travelstar

Key facts regarding the Financial Services Authority

1. The Financial Services Authority (FSA) The FSA is the independent watchdog that regulates financial services. It requires us to give you this document. Use this information to decide if our services are right for you. 2. Whose products do we offer We can only offer products from a limited number of insurers for the insurance risks arising from the ownership of Information Technology equipment. Ask us for a list of insurers we offer insurance from. gateway

3. What will you have to pay us for our services No fee 4. Who regulates us Summit Insurance Services Limited, The Robbins Building, Albert Street, Rugby, CV21 2SD is authorised and regulated by the Financial Services Authority. Our FSA Register number is 300172. Our permitted business is the arranging of and administration of insurance polices for Information Technology equipment. You can check this on the FSA's Register by visiting the FSA's website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234. laptop parts

5. What to do if you have a complaint. If you wish to register a complaint, please contact us: in writing Write to Office Manager, Summit Insurance Services Limited, The Robbins Building, Albert Street, Rugby, CV21 2SD. .by phone Telephone 01788 563101 6. Are we covered by the Financial Services Compensation Scheme (FSCS) We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Insurance advising and arranging is covered for 100% of the first, 000 and 90% of the remainder of the claim, without any upper limit. software

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